Savvy Senior: Little Known Property-Tax Relief Programs Help Seniors Save
Dear Savvy Senior,
I recently learned about a property-tax relief program for seniors in the county where I live. Apparently, there are hundreds of these programs across the country that many retirees, like me, are eligible for but don’t know about. What can you tell me about this?
Overtaxed Eddie
Dear Eddie,
Great question! Residential property-tax refund and credit programs exist in nearly every state, but unfortunately few people know about them. These programs can help retirees and many other Americans by reducing their property taxes. Here’s what you should know.
On Dreamshaping: Treating Ourselves to Illness
Mark McNease
I recently spent several weeks with a cold—or a flu, or a sinus infection, or some dreadful combination of them all. A cough still lingers, the voice still gives out if I talk for more than a few minutes. This kind of seasonal illness has been with me for most of my life. It brings discomfort and frustration, dread at what awaits me in my elder years, and the perfect excuse to start reaching for those comfort foods and behaviors I believe I’m entitled to under the circumstances because I deserve this. It’s a way to quickly short-circuit any deeper or prolonged analysis of what’s really happening: I’m in a sate of discomfort, and I want something to make me comfortable that doesn’t require more effort than getting it from an ice cream container into my mouth.
Savvy Senior: How to Buy Over-the-Counter Hearing Aids
By Jim Miller
Dear Savvy Senior,
I’m interested in getting some of the new over-the-counter hearing aids that just became available a few month ago. Can you offer any tips to help me with this?
Straining to Hear
Dear Straining,
The new FDA approved over-the-counter (OTC) hearing aids that started rolling out this fall are a real game changer for the roughly 48 million Americans with hearing loss. Adults with impaired hearing can now walk in and buy hearing aids at a pharmacy, big box chain, consumer electronics store or online, without a prescription and without consulting an audiologist.
On Dreamshaping: Mission Accomplished
Mark McNease
I’m on a mission. How many times have we said this to ourselves? How many times have we told it to the people around us? Being on a mission is a way of focusing our attention and energy onto whatever that mission is. For a few people there may be one overriding mission in their lives—to be an actor, a writer, a doctor, the raiser of a family—but for most of us there are multiple missions that change over time. We may be on a mission to earn a degree during our college years, or to succeed without one. We may be on a mission to raise children, or to live our fullest lives without them. We may be on a mission to lose weight, or further our careers, or even to find the kind of inner peace that surrenders missions altogether! That’s a little closer to nirvana than I will likely ever come, so I accept that I have missions. The challenge is finding the best ways to pursue them.
It’s okay to have a goal, to see a particular destination in the distance that we work our way toward. A mission can be as narrow as arranging an event and having it go off to our satisfaction, or as wide and critical as surviving our formative years. I’ll admit I’d been on a mission to get through high school and leave the town I’d grown up in. It was among the most difficult missions of my life, but it is a mission accomplished. I made it. I thrived. I found other, less life-threatening missions to devote myself to.
On Dreamshaping: The Wrong Idea
Mark McNease
If you spend much time watching television or browsing the Internet, you’ll quickly realize what advertisers have been telling us all our lives: that there is something wrong with us. Vast fortunes are made by people convincing us we’re naturally defective and the best way to repair our damaged selves, if they can be repaired at all, is by using whatever product they’re selling. Hair loss? They’ve got the cure. Overweight? Try one of dozens of programs, apps and plans guaranteed to slim us down and give us a fighting chance of at least liking ourselves, if love is too much to hope for.
We’re told so often, for so long, that something is wrong with us that we internalize it early in life. Good, supportive parenting is to be admired and encouraged, but it’s often the exception to the rule. Too many parents discourage their children’s curiosity and self-expression, choosing to limit them instead, often because they’d been limited themselves. We grow up being much more familiar with don’t, can’t, won’t, than we are with do, can, will, or try. Too many parents see their children as extensions of themselves, including their own disappointments and unmet expectations. They want sons to play sports, girls to keep flower-covered diaries. They seek to create only slightly altered versions of themselves in the adults their children grow up to be.
On Dreamshaping: When the Body Speaks, Listen
Mark McNease
Our bodies are often the first to tell us when something isn’t right, when something needs attention. They begin speaking to us almost as soon as we find ourselves in this strange environment we call our lives: they tell us we must breathe within moments after emerging from the womb; they tell us we must rid ourselves of waste, first with the abandonment of an infant, and later with the control we’re taught and that eventually determines much of how we function in the world. Our bodies tell us when change is upon us, in stages that can be as frightening as adolescence, or as sudden as a broken bone, or as marvelous as a first sexual response.
Our bodies are constantly speaking to us. Unfortunately, we often refuse to listen, believing we know better than our bodies, or being unable to understand what they’re telling us, or simply denying the truths they speak. Bodies are wild and natural, and taming them sometimes comes with a very high price. But we can begin to hear what they tell us, and by taking their advice we can live a freer, easier existence less burdened by pain and uncertainty.
On Dreamshaping: Letting Go Is Not Defeat
Mark McNease
Oftentimes the hardest part of letting go is simply not knowing what will take the place of the thing, person or situation we’ve allowed ourselves to relinquish. We may think the difficulty is in living without it, but upon closer inspection we discover that the real problem, and the impulse it creates to hang on, is being unaware what could possibly replace it. Comfort comes in many forms, including the illusion of certainty. Our routines, habits, assumptions, and repetitive thoughts all provide comfort—despite how uncomfortable we tell ourselves they make us! They offer reassurance that today will be as predictable as yesterday, and tomorrow will bring more of the same. Sameness is mistaken for safety. It allows us to be less fearful of what comes next.
Knowing that I have kept my life cluttered with the same things I want to be free from requires introspection that makes changing hard. I don’t want to admit these things bring order to my days. I may claim to be unhappy or displeased with my weight, or my behaviors, or my worldview, or my addictions, but they have provided me with continuity. I’ve trusted myself to wake up in the same dream since I was a child being told that dreams were beyond me, that I was limited and destined to achieve little in this world. Whose definition of achievement was another matter, and my resistance to that judgement, that taking measure of me, is among the reasons I survived. I wanted to see what could become of me, what experiences awaited in a new day, and I wanted to prove the assumptions wrong. Ultimately, the voices that tell us we are limited, and that play a part in our refusal to let go of the ordinary, become our own voices, the unwelcome narrator in our minds.
On Dreamshaping: Fear Itself
Mark McNease
The realization that many of the decisions we make throughout our lives are made from fear can be startling. Fear often determines the choices that shape our dreams and create our personal environments. When we’re children, we fear displeasing the adults in our lives, especially our parents. We watch them for signs of disapproval, and we become conditioned to pleasing them. Many times we succeed, and sometimes we fail. And it is the fear of failure, of not getting their approval or, worse, incurring their judgement, that sets a tone for our reactions to others, sometimes for the rest of our lives. I still recognize this impulse in myself in relationships, from the most intimate to the most casual. I tell a joke and watch to see if the person I’d told it to thought it was funny. Or I disparage someone who’d annoyed me, and I wait to see if my criticism is shared or if I should soften it with some kind of praise. Watching for the reactions of others is a lifelong human trait, and one of the things we watch for most is any reason to fear. Do they like me? Did they enjoy my book? Do they think I’m good at what I do? Or—and here comes the fear—do they think I’m a fakir, do they mock me when I’ve left the room, can they see the real me, for surely they won’t like it.
Fear wears many masks and offers many faces: the face of anger, insisting we have been wronged somehow or that we’ve lost the upper hand; the face of sorrow, immersed in the fear that we will never feel pleasure again; the face of gloom, our expressions set by the conclusion that the world we believed we lived in—our personal world, the world of our community and nation, even the planet—is changing for the worse. Fear undergirds it all. Fear is there beneath the surface, and if we’re willing to patiently scrape away those layers of anger, resentment, jealousy, insecurity, judgement, indignation, warpaint, we will find fear, the flame that provides the heat for it all.