Savvy Senior: Can I Collect Social Security from My Ex-Spouse?
By Jim Miller
Dear Savvy Senior,
Is it possible to collect Social Security benefits from my ex-spouse? We were married for 12 years but have been divorced for almost 20 years now.
Never Remarried
Dear Never,
Yes, depending on your specific circumstances, you may very well be eligible for divorced spouses Social Security benefits. Here’s what you should know.
Who’s Eligible?
A divorced spouse can collect a Social Security retirement benefit on the earnings record of their ex-husband (or ex-wife) if you are at least age 62, were married for at least 10 years, are unmarried, and are not eligible for a higher benefit based on your own earnings record.
Savvy Senior: How Medicare Covers Physical Therapy Services
Click for audio version. Narration provided by WondervoxAI.
By Jim Miller
Dear Savvy Senior,
Does Medicare cover physical therapy, and if so, how much coverage do they provide? My 66-year-old husband was recently diagnosed with Parkinson’s disease and will need ongoing physical therapy to help keep him moving.
Worried Wife
Dear Worried,
Yes, Medicare does indeed pay for physical therapy along with occupational and speech therapy too, if he needs it, as long as it’s prescribed by his doctor. You’ll also be happy to know that Medicare has no limits on how much it will pay for therapy services, but there is an annual coverage threshold you should be aware of. Here’s what you should know.
Savvy Senior: Toenail Trimming Tips for Seniors
Click to hear audio version. Narration by WondervoxAI.
By Jim Miller
Dear Savvy Senior,
Can you recommend some good toenail clipping solutions for seniors? My toenails have gotten increasingly thick since I’ve gotten older and have become very difficult for me to reach down and cut.
Almost 80
Dear Almost,
Trimming your toenails is a task that most people don’t think much about, but as we get older it can become very challenging. For many older adults, like yourself, toenails can become thicker and harder to cut, and reduced flexibility can make it more difficult to even get into the right position to cut them. Fortunately, there are solutions available that can make this job a little easier.
Savvy Senior: Best Dating Apps for Retirees
By Jim Miller
Dear Savvy Senior,
Can you recommend some good online dating apps or sites for retirees? I’m a 66-year-old widow and would like to find a new friend to spend time with, but don’t know where to turn.
Cautious Carol
Dear Carol,
Whether you’re interested in dating again or just looking for a friend to spend time with, online dating sites and apps have become an easy and convenient way for older adults to meet new single people without ever having to leave home.
Savvy Senior: Fun Part-Time Jobs Ideas for Retirees
By Jim Miller
Dear Savvy Senior,
As a 68-year-old retiree, I’m interested in finding a fun part-time job that can occupy some of my time and generate a little extra income. Can you write a column on low-stress part-time jobs that are popular among retirees?
Part-Time Retiree
Dear Retiree,
Working part-time in retirement can be a terrific way to occupy your time and earn some extra income. The key, however, is finding the right gig that’s fun and satisfying for you. While there are literally hundreds of different part-time job opportunities out there for retirees, here are a few possibilities to explore.
Savvy Senior: Donating Your Body to Science
By Jim Miller
Dear Savvy Senior,
I am interested in possibly donating my body to science when I pass away. What can you tell me about this, and what would I need to do to set it up?
Getting Old
Dear Getting,
If you’re looking to help advance medical research, and in the process, eliminate your funeral and burial costs, donating your body to science is a great option to consider. Here’s what you should know.
Savvy Senior: How to Protect Seniors from Scam Calls
Dear Savvy Senior,
What tools can you recommend to help protect trusting seniors from scam calls? My 74-year-old mother gets tons of unwanted telemarketing and robocalls on her cell and home phone and has been duped out of hundreds of dollars.
Frustrated Daughter
Dear Frustrated,
It’s a great question! Scammers are always looking for new ways to dupe people out of money, and in the U.S., phone calls remain the primary way swindlers hook older victims.
The Federal Trade Commission recently found that 24 percent of adults over age 60 who reported losing money to a scam in 2021 said it started with a phone call – the largest percentage of any method, including email, text and mail.
To help protect your mom from the onslaught of robocall scams, telemarketing and spam calls, here are some tips and tools you can help her employ.
Savvy Senior: How to Protect Seniors from Scam Calls
Dear Savvy Senior,
What tools can you recommend to help protect trusting seniors from scam calls? My 74-year-old mother gets tons of unwanted telemarketing and robocalls on her cell and home phone and has been duped out of hundreds of dollars.
Frustrated Daughter
Dear Frustrated,
It’s a great question! Scammers are always looking for new ways to dupe people out of money, and in the U.S., phone calls remain the primary way swindlers hook older victims.
The Federal Trade Commission recently found that 24 percent of adults over age 60 who reported losing money to a scam in 2021 said it started with a phone call – the largest percentage of any method, including email, text and mail.
To help protect your mom from the onslaught of robocall scams, telemarketing and spam calls, here are some tips and tools you can help her employ.